The stock markets are off to a rough start as we start the fourth quarter of 2018. So far, the major U.S. and Canadian markets have declined in the high single digits, while markets overseas are down double digits. In this article, we start by highlighting some of the reasons being cited for this pullback, then discuss how investors should be thinking about these risks and conclude by describing what this all means for investors. The major themes contributing to the decline in the markets are: The U.S. Federal Reserve continues to raise interest rates as it moves to normalize its policy. The latest remarks from Fed Chairman Jerome Powell, emphasized that additional interest rates hikes are r
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