Saving and accumulating wealth does not have to be difficult. It is a mindset. The key is to start early, whether it be right from your first allowance or the first job that provides you with a paycheque. The standard rule is to PAY YOURSELF FIRST. This means that at least 10% of whatever you receive goes to a separate account that you do not draw from. How do you do that? By simply opening such an account with your local bank, and instructing them to take that money right out of the account that your income is deposited into the minute that it is deposited. For example, if you are making $5,000 per month (net after taxes), the bank will automatically take $500 from your payroll deposit and
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