When planning for retirement, one of the most common stresses is trying to figure out just exactly how much money one will need to maintain the desired quality of life upon retirement. In an era where pensions are not common (unless you happen to be a government employee), it is more important than ever to plan for what you will need once you are no longer on a steady source of employment income. While forecasting and calculating your precise post-retirement income is unrealistic, what is essential is to have a rough range of what this income will likely be. Doing so will allow you to formulate a financial plan which can act as guidance in determining how much you need to save during your wo
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